Lifecycle Financial Planning - Distribution Planning - Theories & Concepts

OL1470  |  On Demand Course  |  Update  |  Self-Study

Description

While lots of attention is given by financial advisors and the media to saving for retirement, there is much less focus given to distribution planning. Those entering the retirement phase feel vulnerable, since the portfolio is often their only income source. As advisors, we are often tasked with answering questions around how to make the portfolio last and what changes we need to make based on market conditions. In this course, we will explore theories and strategies around distribution planning. We will discuss academic research on safe withdrawal rates and retirement consumption to figure out how these topics influence portfolio composition. We will also discuss where this research could be modified to adapt to the varying needs of different retirees.

Credits

Number of Credits Type of Credits
1.00 Finance

Designed For

Tax practitioners and financial advisors who want a better understanding of theories and strategies on distribution planning.

Objectives

  • Recognize the effects of distribution planning on the portfolio.
  • Recognize the implications of safe withdrawal research on distribution planning.
  • Identify how distribution planning informs portfolio composition.

Prices

Member (Early Bird)
$59.00
Non-Member (Early Bird)
$99.00
Member
$59.00
Non-Member
$99.00
Your Price: $99.00

This is your base price and does not reflect any additional session fees, optional add-ons, or guest registrations.

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Instructors

David Peters

David Peters is the founder and owner of Peters Tax Preparation & Consulting in Richmond, VA, as well as a financial advisor for Peters Financial, LLC. He has over 15 years of experience in financial services, including three years in the hedge fund industry and six years in the insurance industry.

David was the first-ever Chief Financial Officer at Compare.com – a position he held for over three years. He is a national CPE instructor/discussion leader for the AICPA, Kaplan, and Surgent, and he was a recipient of Surgent's Outstanding Discussion Leader award for 2019. He regularly teaches courses in accounting, finance, insurance, financial planning, and ethics throughout the United States. He is the advisor for business and industry topics for the South Carolina Association of CPAs and was a recipient of The American College of Financial Services' 2019 NextGen Financial Services Professional Award.

He holds four master's degrees and is currently pursuing his Ph.D. in financial planning. He contributes regularly to various CPA publications, including NCACPA's Interim Report, SCACPA's CPA Report, and VSCPA's Disclosures. He was also a co-author of the 2018, 2019, and 2020 versions of the Virginia CPA Ethics course – a required course for all CPAs licensed in the Commonwealth of Virginia. Registered Representative offering securities through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory services offered through Carroll Financial Associates, Inc., a Registered Investment Adviser. Carroll Financial and Cetera Advisor Networks, LLC are under separate ownership and are not affiliated with any other named entity.

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